The Richest Man in Babylon
In good times and bad, consistently saving a percentage of your income is a sound financial practice.
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Losing a job is never easy, even under normal circumstances. Losing a job or needing to take extended time off of work due to mental illness, however, comes with its own unique set of pressures to navigate
The chances of an IRS audit aren't that high. And being audited does not necessarily imply that the IRS suspects wrongdoing.